#Cute printable expense tracker free#

On the other hand, if you see that your actuals are significantly higher than the numbers you budgeted, you may need to make some adjustments the following month. If you end up with a positive number, great! That’s leftover money you can apply to something else. Whichever template you choose – Consider taking a few minutes at the end of the month to add everything up and see how well your budget worked for you. Others simply have a box at the bottom for writing your “total remaining” amounts. Some of the planners below have a “diff” column (short for difference). Take a few minutes to fill in your totals at the end of the month You don’t have to splurge, but putting aside a specific amount each month for things like dining out or self-care can be a good idea, as long as it fits into your budget. A better word is mindful because that’s exactly what creating a budget is – You’re being mindful of where you spend your money! People often associate budgeting with being miserable.

Of course, the necessities (like bills) always take first priority, but it’s important to remember that you can budget for small luxuries too. You can comb through the previous month’s spending or use a spending tracker for a month to get an idea of your spending habits.

#Cute printable expense tracker free#

This is also a good way to make sure you’re not paying for any subscriptions you’ve forgotten about – like those pesky free trials that renew automatically. Remember, it’s not uncommon for this number to be much different than what you’re estimating it to be.Įating out, for example, is one area that most of us seem to underestimate! So, taking the time to comb through your own records can be really insightful. If you’ve been winging it with your finances for the past few months (or longer), you may not have an accurate idea of how much you’re actually spending. Set aside time to analyze your spending habits. Use this 13-page free printable expense tracker to stay on top of your budget and savings goals. If you go the phone route, just be sure to favorite it or store it in a folder where you can access it quickly when you need it. You can keep this list in a binder or you can take a picture of it and store it on your phone.

That way, when it’s time to make a new budget for each month, you don’t have to start from scratch each time. Make a master list of all your monthly bills and expenses. If you can budget your money, you can budget your time! Enjoy the new feeling of self-control these habits will create in your life.Download Tips for using these printables 1. That’s why we’ve created 15 free printable hourly planners. Once you see how good it feels to really know where your money is going, you may want to organize your time in a likewise fashion. Once you find what works for you, you can print 12 to prepare for the year, or you can laminate and reuse a single sheet. If not, come back and print a different one. It couldn’t be easier.Īfter trying your budget for a month or two, assess whether the printable you chose is working well. A new tab will open, and you can print straight from there.

Browse through them and find one you think will fit your needs, then simply click on it. Some feature columns while others are subdivided into boxes. There are different styles, colors and categories on each one. We’ve created 20 free printable monthly budget planners to help you get ahold of your finances. You need a budget to stay on top of it all. Even without these costly events, there’s always groceries, mortgages, utilities and car payments to think about. It seems like there’s always something expensive lurking, waiting to drain your bank account.